About Us
About U.S.
Insurance Funding
An established premium finance company with an excellent reputation across the insurance financing market serving general agents and producers as a single source for premium financing.
- Established
- 1999
- Based in
- Houston, Texas
- Coverage
- Nationwide
A welcome
Your Premium Finance Partner
Thank you for visiting our website. My name is Atif Javaid, and as the General Manager of U.S. Insurance Funding, I want to personally welcome you.
Since 1999, we've served general agents and producers as a single source for premium financing helping agents offer their customers an easy way to pay for insurance through affordable monthly payments instead of one lump sum.
Our specialty is commercial premiums, and we finance all kinds of coverage: Commercial (Excess & Surplus Lines), Homeowners, and personal lines policies. We work with everyone from large companies financing a fleet of vehicles to a first-time policyholder no account is too small.
Atif Javaid
General Manager, U.S. Insurance Funding
Our track record
A network built over twenty-five years
Over the past 25 years, we've built a network of more than 300 valued agents and reputable insurance carriers nationwide, backed by prompt, error-free service and a modern online quotation system that lets agents and insureds manage accounts, accept payments, and print notices anytime, from anywhere.
1999
serving agents and producers
25
years of premium financing
300+
valued agents nationwide
USA
services anywhere in the United States
The difference
What makes USIF different
Five things agents tell us they notice first on rates, on terms, and on the accounts other finance companies turn away.
01
Budget-friendly Financing
We're known for offering some of the most Budget-friendly financing and finance charges in the industry.
02
Terms that fit cash flow
Down payments and terms structured to fit each client's cash flow monthly, quarterly, annual, or seasonal.
03
We meet or beat
We'll meet or beat the most competitive finance charge you've been quoted elsewhere.
04
Every size welcome
We welcome accounts of every size, including the small premiums many finance companies turn away.
05
A modern online system
Agents and insureds manage accounts, accept payments, and print notices anytime, from anywhere.
How we work
A consultant to your agency not just a lender
We believe in honesty, dependability, and courtesy in every interaction. Our team works as a consultant to your agency not just a lender taking the time to understand the coverage you finance, the premium size, and the right technology fit for your business.
That partnership approach is what has allowed us to grow a loyal following of agents and general agents who refer their clients to us again and again.
- Honesty
- Dependability
- Courtesy
Our mission
Our Mission
To fuel agency business growth through flexible premium financing, making insurance affordable so that everyone remains protected.
You Dial, We File.
We provide our services anywhere in the United States of America.